Planning Wealth

Individuals considering a post-secondary education are looking for intelligent, resourceful ways to fund their education without mortgaging their future. Those currently in school are trying to find ways to cut their spending, increase their income, and make it to convocation without incurring massive debt.

Sink or Swim is the answer to their troubles. This book will guide students through their post-secondary education, encouraging them to live within their means by being creative with their lifestyle.

Yes, you can afford a top-notch college education!

You’ll want to leave no stone unturned when it comes to paying for a great college education, so get the guide that answers all your questions! Written by a top financial aid pro with 30 years’ experience, Financial Aid for the Utterly Confused clues you in on all your financing aid options. And it walks you through the entire process of obtaining the maximum amount to which you may be entitled. You get:

• Expert guidance on applying for all forms of financial aid
• Insider tips on government and private financing, grants, and more
• Proven cost-cutting strategies
• Sample forms and worksheets
• Early financial planning strategies for parents

• 529 plans • Coverdale Education Savings Accounts (Educational IRAs) • UGMAs (Uniform Gifts to Minors Act accounts) • IDAs (Individual Development Accounts) for low-income families • Financial Aid • Student Loans • Private and Public Scholarships

The book includes work sheets and a handy section to help you calculate your needs and plan for the future.

What College Really Costs explains the ins and outs of the myriad higher education financing vehicles and reveals the creative ways people are reducing their tuition bills. In clear language and with a focus on practical information parents can use, the education experts at America’s most reputed college evaluator explain:

€ The basics of the college financial aid process € The truth about where the free money is and how to nab that sought-after scholarship € Long-term financing strategies, including tax-advantaged savings accounts (529s), prepaid tuition plans and more € Last-minute strategies for parents and students € Plus full appendices listing the key details of every state’s 529 savings plan and indices showing you which schools offer the best value and the most free money-and where students graduate with the least debt burden

Kaplan’s tips help families calculate specific college costs, tap student aid resources, evaluate financial aid packages, uncover hidden deals, and meet outstanding expenses. The guide includes:

• Expert advice to help families with the fi nancial aid process and receive the best package
• Detailed explanations of the terms and processes involved with applying for fi nancial aid
• A select list of colleges and universities, with updated contact information, so students and families can get the most accurate information directly from their schools of interest
• General tips for saving money As public and private college costs continue to rise in tandem with economic uncertainty, Kaplan provides students and their families with the tools they need to manage their concerns.

Utilizing their access to college counseling, admissions, and financial aid professionals at colleges and universities across the country, this father and son team have developed a program to make paying for college manageable. They enlighten, motivate, and encourage students and their parents to follow a set of 10 principles designed to help families get a handle on saving and financing a college education. Their mission is to reassure and to help families of every income level and at every stage of preparation to plan a strategy for paying for college.

SparkNotes 10 Things You Gotta Know books are intended for high school students in the process of applying to college.  Pointed, thorough, and concise, these subject-specific books provide exactly the information students need to know in exactly the right amount of space.  Each book is filled with lists, sidebars, quick tips, hints, and quotations to provide quickly digestible chunks of information. 

*Four-Year Colleges
*Two-year Colleges
*Scholarships, Grants and Prizes
*College Money Handbook