Planning Wealth

Everyone arrives someplace. Few get there on purpose.

June 16th, 2009

You’re Broke Because You Want to Be

Author: Larry Winget
Publisher: Gotham
Publication Date: December 30, 2008
Binding: Paperback
ISBN: 1592404294
Edition: Reprint
Pages: 224
Price: $11.20 (USD)
Amazon Customer Rating: 4.5 Stars





Now in paperback: The New York Times bestselling author and star of A&E’s reality series Big Spender, Larry Winget, cleans up America’s personal finance crisis

More than 40 percent of families today are feeling financial pressure: spending more than they earn, and worrying about retiring and being dependent on the government, family, or charity. Larry Winget knows. He grew up poor, then made and lost a fortune when a business in which he’d invested went bankrupt. But he worked his way back from rock bottom to become a multimillionaire.

In You’re Broke Because You Want to Be, Winget expands on the ideas that have made his popular television show Big Spender a hit and offers straightforward talk about coming to grips with your finances, such as:

· Feel bad. Have remorse. You need to feel deep emotion to take action. So start crying and take responsibility.
· Figure out who you owe and how much you owe. It’ll be a scary number to face, but you need to know where you are and what you have.
· “People are stupid, lazy, or they don’t give a damn.” You already know you need to do something; Larry will help you finally do something.
· Are you more interested in looking cool and being cute or providing a financially secure future for your family? How you spend your money will tell you that. With a boot-camp regimen that is steeped in personal accountability, Winget cuts through the double-talk contained in most finance books and presents a simple, guided program that is sure to motivate anyone out of their money problems.
June 16th, 2009

No More Mondays

Author: Dan Miller
Publisher: Broadway Business
Publication Date: January 15, 2008
Binding: Hardcover
ISBN: 0385522525
Pages: 272
Price: $16.29 (USD)
Amazon Customer Rating: 4.5 Stars





Is Your Job Making You “Stupid”?

Adam Smith, author of The Wealth of Nations, once wrote that a person who spends his life performing the same repetitive tasks “generally becomes as stupid and ignorant as it is possible for a human creature to become.” Wow! Now that’s not a pretty picture. Unfortunately, much of our work today consists of those boring, repetitive tasks.

But maybe you’re one of the many who have gotten caught up in thinking work is just something you do to support your weekends. Work is that necessary evil, a means to an end, or just a curse from God. You probably take your role of providing for yourself and those depending on you seriously. But you don’t expect to enjoy your work—you just do what has to be done.

Only now you’re seeing that even loyalty and dependability bring no guarantees. Lately you’ve seen coworkers who have been let go after years of faithful service. Perhaps your entire industryhas been shaken by outsourcing or changing technology. Maybe you’re tired of the long commute and being tied to your desk when you know you could make your own hours and still be productive. You may have ideas stirring that you think could create new income and time freedom.

But here comes another Monday. Maybe feeling trapped is just the reality of the way things are. Doesn’t everyone dread Mondays? Doesn’t every responsible person just bury their dreams and passions in exchange for getting a paycheck?

Absolutely not! All of us, no matter how old we are or what kind of work we’re doing, can learn to bring the same excitement to our jobs that we bring to whatever we love to do on our days off. I believe that each one of us can pursue work that is a reflection of our best selves—a true fulfillment of our callings.

No More Mondays
will show you that meaningful work really is within your grasp. And once you’ve opened the door and seen all the exciting career opportunities that await you—whether you decide to revolutionize your current job or launch a new career altogether—you’ll find you can’t go back to the old way of working.”

From No More Mondays

For everyone who dreads going to work on Monday mornings, inspiring advice on how to find fulfilling work in an uncertain age.

Do you hate Mondays?

If so, what’s keeping you at your current job?

If you said a steady paycheck and the promise of a secure retirement, then you’re in for a big disappointment. In today’s volatile economy, there is nothing safe about punching the clock for a job you hate.

As beloved talk-show host and bestselling author Dan Miller reveals, the only way to find true security is by following your calling and then finding or creating work that matches that calling and passion.

No More Mondays’s practical, inspirational advice speaks to people looking for guidance on how to launch a new career or business, those who want to stay in their current jobs and give the old 9-to-5 model a twenty-first-century makeover, and managers desperate to understand the way people want to work today. For all of them, Dan Miller’s message is loud and clear: If you’re one of those people who dread going to work on Mondays, do something about it!

June 15th, 2009

Yes, You Can…Achieve Financial Independence (Rag Book)

Author: James E. Stowers
Publisher: Andrews McMeel Publishing
Publication Date: July 01, 2005
Binding: Hardcover
ISBN: 0962978892
Pages: 341
Price: $21.26 (USD)
Amazon Customer Rating: Stars





This insightful book presents information that’s great for your financial well-being and easy to digest. It contains money-management strategies and ideas never before revealed.

Yes, You Can . . . Achieve Financial Independence will:

” Reveal strategies for combating your biggest enemy-the shrinking value of a dollar.

” Teach you important facts about stocks, bonds, and mutual funds.

” Show you how investing even a small amount every month, year after year, can result in much higher yields than investing the same amount annually as a lump sum.

” Explain ways you can budget for all the necessities of day-to-day living while investing for the future.

This book includes Stowers Financial Analysis CD-ROM. The Stowers Financial Analysis software helps you think about your long-term financial goals-providing the facts needed to develop a plan to make them come true. The detailed interactive worksheets help you learn exactly where you are today and what it will take to continue improving your financial position (for PC and Mac).

June 15th, 2009

Work Less, Live More: The Way to Semi-Retirement

Author: Robert Clyatt
Publisher: NOLO
Publication Date: September 30, 2007
Binding: Paperback
ISBN: 1413307051
Edition: 2
Pages: 368
Price: $12.23 (USD)
Amazon Customer Rating: 4.5 Stars





Ready to pursue the rest of your life? Get going with Work Less, Live More.

Finalist for The Publishers Marketing Associations Benjamin Franklin Award

Professionally, you’re experiencing the success that years of hard work brings — but the long hours are taking their toll and you’re burning out fast.

Fortunately, there is an alternative to the grind: Semi-retirement. Work fewer hours, realize your goals and dreams, spend time with your loved ones– and do it all years, even decades, before the “normal” retirement age of 65.

With Work Less, Live More and a little planning, you can do it. The book provides a rational investment system based on Nobel Prize-winning research, a safe lifelong withdrawal plan and sensible spending guidelines.

More importantly, the book provides the inspiring stories and insights of many successful early semi-retirees, walking proof that meaningful work– rather than full-time work– is both fulfilling and rewarding.

The 2nd edition focuses on every age group — especially “late bloomers” who may feel way behind. It also includes more information on healthcare issues.

If you’re ready to pursue the rest of your life, turn to Work Less, Live More and get going!

June 15th, 2009

The 4-Hour Workweek (Hardcover)

Author: Timothy Ferriss
Publisher: Crown
Publication Date: April 24, 2007
Binding: Hardcover
ISBN: 0307353133
Edition: 1ST
Pages: 320
Price: $13.57 (USD)
Amazon Customer Rating: 4.5 Stars





What do you do? Tim Ferriss has trouble answering the question. Depending on when you ask this
controversial Princeton University guest lecturer, he might answer:

“I race motorcycles in Europe.”
“I ski in the Andes.”
“I scuba dive in Panama.”
“I dance tango in Buenos Aires.”

He has spent more than five years learning the secrets of the New Rich, a fast-growing subculture who has abandoned the “deferred-life plan” and instead mastered the new currencies—time and mobility—to create luxury lifestyles in the here and now.

Whether you are an overworked employee or an entrepreneur trapped in your own business, this book is the compass for a new and revolutionary world. Join Tim Ferriss as he teaches you:

• How to outsource your life to overseas virtual assistants for $5 per hour and do whatever you want
• How blue-chip escape artists travel the world without quitting their jobs
• How to eliminate 50% of your work in 48 hours using the principles of a forgotten Italian economist
• How to trade a long-haul career for short work bursts and freuent “mini-retirements”
• What the crucial difference is between absolute and relative income
• How to train your boss to value performance over presence, or kill your job (or company) if it’s beyond repair
• What automated cash-flow “muses” are and how to create one in 2 to 4 weeks
• How to cultivate selective ignorance—and create time—with a low-information diet
• What the management secrets of Remote Control CEOs are
• How to get free housing worldwide and airfare at 50–80% off
• How to fill the void and create a meaningful life after removing work and the office

You can have it all—really.

June 15th, 2009

The Millionaire Next Door (Paperback)

Author: Thomas J. Stanley
Publisher: Pocket
Publication Date: October 01, 1998
Binding: Paperback
ISBN: 0671015206
Pages: 272
Price: $10.20 (USD)
Amazon Customer Rating: 4.0 Stars





The incredible national bestseller that is changing people’s lives — and increasing their net worth!

CAN YOU SPOT THE MILLIONAIRE NEXT DOOR?

Who are the rich in this country?
What do they do?
Where do they shop?
What do they drive?
How do they invest?
Where did their ancestors come from?
How did they get rich?
Can I ever become one of them?

Get the answers in The Millionaire Next Door, the never-before-told story about wealth in America. You’ll be surprised at what you find out….

Amazon.com Review

How can you join the ranks of America’s wealthy (defined as people whose net worth is over one million dollars)? It’s easy, say doctors Stanley and Danko, who have spent the last 20 years interviewing members of this elite club: you just have to follow seven simple rules. The first rule is, always live well below your means. The last rule is, choose your occupation wisely. You’ll have to buy the book to find out the other five. It’s only fair. The authors’ conclusions are commonsensical. But, as they point out, their prescription often flies in the face of what we think wealthy people should do. There are no pop stars or athletes in this book, but plenty of wall-board manufacturers–particularly ones who take cheap, infrequent vacations! Stanley and Danko mercilessly show how wealth takes sacrifice, discipline, and hard work, qualities that are positively discouraged by our high-consumption society. “You aren’t what you drive,” admonish the authors. Somewhere, Benjamin Franklin is smiling.

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